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Own Your Payments. Keep More of Your Money.

Ditch Stripe, Square, and PayPal. MerchaMax gives your business a real merchant account—so you never worry about frozen funds, high fees, or call centers again.

Get Your Free Savings Analysis

Our Core Services

Dual Pricing & Cash Discounting

Eliminate processing fees by offering a built-in card surcharge and cash discount—fully compliant.

Interchange-Plus Processing

Get transparent, wholesale pricing with lower rates for B2B and high-ticket transactions.

POS Systems

Modern, scalable point-of-sale systems tailored to your business needs.

ACH/eCheck Solutions

Save on large payments with secure, low-cost bank transfers.

Software Integrations

Sync payments with QuickBooks, Xero, and more—seamlessly and automatically.

Industries We Support

From service providers and contractors to medical clinics and SaaS platforms, MerchaMax delivers smarter, more secure payment solutions tailored to your industry.

Home Maintenance & Services

Streamline payments for recurring or one-time services like:
Lawn Care • Pool Care • Pest Control • Maid Services • HVAC

Construction & Trades

Support for every job—big or small—with fast funding and ACH options:
Plumbers • Electricians • Carpenters • Roofers • Painters • General Contractors

Professional Services

Reliable processing and seamless software integrations for:
Law Firms • Marketing Agencies • CPAs • Printers • Business Consultants

B2B & Wholesale

Cut fees on large invoices with Level 2 & 3 optimization and ACH:
Manufacturers • Distributors • Freight • Logistics • Suppliers

Recurring Billing Services

Power subscription-based models with ease and flexibility:
SaaS • Gyms • Spas • Personal Training • Magazines

Medical & Wellness

HIPAA-friendly, next-day funding for healthcare professionals:
Chiropractors • Dentists • Clinics • Family Practices • Addiction Services

How It Works

Book Call

Chat with a payment expert to review your current setup and uncover savings—no pressure.

Custom Plan

We shop the best processors and build a tailored solution that fits your business goals.

Keep More Money

Enjoy lower fees, VIP support, and full control of your payments—stress-free and profitable.

Key Benefits

Lower Processing Fees

Own Your Merchant Account

VIP, Human Support

Next-Day Funding

No Long-Term Contracts 

Competitor Comparison

✅ MerchaMax

Built for serious business owners who want control, savings, and real support.

You own your merchant account—no frozen funds or surprise holds.

Lower rates with dual pricing, ACH, and Level 2 & 3 optimization.

Fast, next-day funding with no extra fees.

No contracts, no hidden fees, no nonsense.

❌ Square

Quick to set up, but expensive and limited as you grow.

Flat high rates that eat into your margins.

Rented account—your funds can be frozen without warning.

Basic support with long hold times.

Extra fees for faster payouts.

Hardware costs and limited flexibility for scaling.

❌ PayPal

Popular for consumers, problematic for growing businesses.

Frequent account reviews and fund holds.

High fees on every transaction—plus reserves.

Minimal support and long resolution times.

Restrictions on certain industries and business types.

❌ Stripe

Developer-friendly, but risky for businesses with volume or complexity.

Prone to freezing funds and shutting down accounts suddenly.

High online transaction fees, especially for AMEX.

No personal support—just tickets and forums.

Delayed payouts with added fees for instant options.

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